Zurp is a banking app that helps you earn rewards from your everyday purchases and beyond. From paying rent to grabbing your morning coffee, every card purchase gets you points that you can use towards concerts, VIP events, Amazon, Starbucks & more!⁸
Signing up for Zurp¹ means you get a Zurp World Mastercard® and a Zurp Cash account. Think of your Cash account as a supercharged bank account that earns 5.00% Annual Percentage Yield (APY)² on your money. It comes with no monthly fees and it sets the limit to your Zurp Card, too.
Zurp partnered with Mastercard® to create a one-stop solution to build your credit⁴ while you bank and earn amazing rewards in the process. After your account is approved you can immediately use your new virtual card!
HIGHLIGHTS
• No debt, overdraft fees or credit checks.
• No monthly or annual fees.
• Build credit.⁴
• Get 1x points on your rent or mortgage.⁸
• Spin a wheel daily for free points.⁷
• Up to 8x points on spend⁸
• Up to 5.00% APY on cash in your account.²
• New rewards added monthly!
ZURP CARD
Get rewarded with benefits and rewards you actually want. We’re on a mission to provide the most fun and unique rewards. Forget boring airline points; we offer airline credits too, but so much more. You’ll be seeing new perks added to your card all the time in your Zurp app that you can then redeem your points for. Your Zurp card is accepted everywhere Mastercard® is!
ZURP CASH
Zurp is more than just a spending card, it’s your bank1, too. Your money is kept safe in an FDIC-insured bank account¹ that you can use for your direct deposit, and paying your rent and bills. Also, no ATM fees³ is pretty cool, too.
BUILD CREDIT⁴
Build credit while earning rewards! Spend on your Zurp Card the way you always spend and leave the rest to us. Your card is secured by the money in your Zurp Cash account, so as you use your card we help credit bureaus learn about your responsible card use.
EARN MONEY ON YOUR CASH
Big banks offer you as little as 0.01%⁵. With Zurp you’ll be earning 5.00% APY² without having to do anything! Now that’s REAL cash back.
NO DEBT
Zurp is different from a typical secured credit card. With Zurp, you can only spend money you’ve previously deposited into your Zurp Cash account.
GET POINTS ON YOUR RENT OR MORTGAGE8
You’ll receive 1x points every month that you pay your rent or mortgage using Zurp!
GET POINTS ON EVERYDAY PURCHASES
• 8x points on restaurants, food delivery services, travel, entertainment & rideshare
• 3x points for every $1 spent with your card
SPIN THE WHEEL!⁷
Every day you spend $5 on your Zurp card, you get a wheel spin. A chance to win up to 1,500 points!
GET PAID EARLY⁶
When you set up direct deposits with Zurp, we’ll make sure you’re paid up to 2 DAYS EARLY!⁶
DISCLOSURES
1. Zurp Inc. is a financial technology company, not a bank. The Zurp card is issued by First Pryority Bank, Member FDIC (deposits insured up to $250,000) pursuant to a license from Mastercard® International.
2. 5.00% APY is paid out on balances up to $2,000. Balances $2,001 and above earn a 4.27% APY. Eligible accounts only. Subject to change.
3. Zurp does not charge a fee or surcharge for withdrawals or balance inquiries on ATMs on any network. ATM owners may charge their own withdrawal or inquiry fee at their discretion
4. Terms apply. Please see full Terms and Conditions for details: www.zurp.com/terms
5. Based on Chase Sapphire Checking as of 7/28/23
6. Early access to direct deposit funds depends on the timing of the payers submission of deposits. Zurp will generally post these deposits on the day they are received, which can be up to 2 days earlier than the payer’s scheduled payment date.
7. You qualify for a free daily spin every day you spend $5 with your Zurp Card
8. Rewards terms apply. See zurp.com/rt for more.
All non-Zurp logos shown are for illustrative purposes and remain the property of their respective owners.